Insurance

Freegle centrally has purchased an Employers and Public Liability Insurance (PLI) policy to cover Volunteers when they are engaged in Freegle activities.

Events

When you hold an event to promote your group, you could be covered by Freegle's PLI policy as long as you provide some basic information and follow some guidelines.

Getting covered by Insurance

Please don't assume that everything you are doing as a volunteer is covered by the Central insurance policy. Of course, in the average day of running a group there is very little risk of an insurance claim by or against you. But when you run an event or deal with things face to face the risks are increased.

Email insurance@ilovefreegle.org to find out what you need to do to get covered.

Policy Summary

Contract No: SC3342008102
Policy No: 1200282
Insured: Freegle UK
Period of Insurance: 1st October 2012 to 30th September 2013 inclusive
Insurance company: Naturesave Insurance [1]
Policy Name: Commercial Combined Insurance

COVER : Section G - Employers, Public and Products Liability

Summary of cover:
Sub-Section 1 – Employers Liability - Included

• GBP 10,000,000 any one occurrence but
• GBP 5,000,000 any one occurrence in respect of injury occurring offshore

Sub Section 2 - Public Liability - Included

• GBP 2,000,000 any one occurrence or series of occurrences arising from any one event and unlimited in the aggregate in the Period of Insurance
• Excess - The Insured shall bear the following amount of each and every claim in respect Property Damage : Sub Section 2 - GBP 250 each and every loss in respect of third party property damage

Sub Section 3 - Products Liability - Not Included

Policy Details

For the small print, please see Insurance Policy.

Excesses

Please be aware that for any claims under this policy, Freegle UK will not cover any excesses that apply. If a claim is made the excesses are the responsibility of the Volunteer(s) who are party to the claim.

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